Commercial Loan Services

Business Owners

Business owners seeking to expand, relocate or continue operation with a Line of Credit

Commercial Developers and Investors

Developers and investors seeking capital

Residential Builders and Developers

Small, medium and large homebuilders and developers seeking individualized financial solutions

 
 
Golden Valley Bank is invested in our success. When it was time for us to expand and build a new Headquarters, GVB provided a custom solution that made our dream a reality.

- Lance and Tim, Alternative Energy Systems

Business Owners

Term Loans and Commercial Mortgage

If you are considering a major business expenditure such as the purchase of equipment or real estate, term loan financing is often attractive. It is typically repaid from your cash flow, over the useful life of the asset being financed.

Term loans are used for many reasons, such as to:

  • Expand or renovate an existing facility, or build a new one
  • Purchase or modernize equipment
  • Refinance or restructure existing debt
  • Finance a merger or acquisition
  • Permanently increase your working capital

Golden Valley Bank will tailor the amount, term, repayment schedule, funding, and pricing method to your specific circumstances. We want to provide you with the perfect solution for your borrowing needs.

  • Terms can be structured to match your borrowing needs, or to match the life of the financed asset
  • Repayment can be tailored to fit your cash flow
  • Loans can be arranged with flexible collateral options
  • Fixed or floating rates are available depending on market conditions
 

Operating Lines of Credit

In support of periodic cash flow shortages experienced during the normal course of business operations, Golden Valley Bank can provide secured and unsecured revolving business lines of credit.

 
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Commercial Developers and Investors

Golden Valley Bank's lending team works closely with developers and investors to find effective ways to match our broad range of capabilities with individual customer needs.

Property Types Financed:

  • Retail
  • Office
  • Industrial
  • Warehouse
  • Manufacturing
  • Condominiums
  • Multi-family Properties

Credit and Equity Products:

  • Construction loans
  • Acquisition loans
  • Rehabilitation loans
  • Large syndicated loans
  • Letters of Credit
  • Secured Lines of Credit
 
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Residential Builders and Developers

Golden Valley Bank's lenders strive to be the most knowledgeable and accessible providers of credit and non-credit financial products to large, medium, and small homebuilders and subdivision developers located in Butte County. Because they focus on home building and understand the unique complexities of that industry, they can provide tailored financial services that address a customer's specific needs.

Property types financed:

  • Single-family detached housing
  • Attached housing and condominiums
  • Single-family subdivisions

Contact Golden Valley Bank today to learn more about our Credit Services and how they can fit your specific need.

 

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