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Business Banking

Commercial Loan Services

From the beginning, Golden Valley Bank's Organizers and Board of Directors have dedicated themselves to providing the leading banking experience to the Chico area. This dedication has provided an exceptional team, hand-picked to best reflect the GVB mission and overall function of the bank; to provide local borrowers the absolute best service available within the history of Chico banking.

Our dedication to you, is first and foremost. We are here to present you with loan services that provide you with a winning solution to your borrowing needs. Our services listed to the right are based on the typical needs of Chico developers and borrowers, but our personal service is far from typical.

We stand out. Our service is unparalled. You are our top priority.

Credit Services

Please choose the segment that best applies to you:

Business Owners

Business owners seeking to expand or relocate

Commercial Developers and Investors

Developers and investors seeking capital

Residential Builders and Developers

Small, medium and large homebuilders and developers seeking individualized financial solutions

Contact Golden Valley Bank to learn more information about commercial real estate lending services from Golden Valley Bank.

Business Owners

Term Loans and Commercial Mortgage

If you are considering a major business expenditure such as the purchase of equipment or real estate, term loan financing is often attractive. It is typically repaid from your cash flow, over the useful life of the asset being financed.

Term loans are used for many reasons, such as to:

  • Expand or renovate an existing facility, or build a new one
  • Purchase or modernize equipment
  • Refinance or restructure existing debt
  • Finance a merger or acquisition
  • Permanently increase your working capital

Golden Valley Bank will tailor the amount, term, repayment schedule, funding, and pricing method to your specific circumstances. We want to provide you with the perfect solution for your borrowing needs.

  • Terms can be structured to match your borrowing needs, or to match the life of the financed asset
  • Repayment can be tailored to fit your cash flow
  • Loans can be arranged with flexible collateral options
  • Fixed or floating rates are available depending on market conditions
Commercial Developers and Investors

Golden Valley Bank's lending team works closely with developers and investors to find effective ways to match our broad range of capabilities with individual customer needs.

Property Types Financed:

  • Retail
  • Office
  • Industrial
  • Warehouse
  • Manufacturing
  • Condominiums
  • Multi-family Properties

Credit and Equity Products:

  • Construction loans
  • Acquisition loans
  • Rehabilitation loans
  • Large syndicated loans
  • Letters of Credit
  • Secured Lines of Credit
Residential Builders and Developers

Golden Valley Bank's lenders strive to be the most knowledgeable and accessible providers of credit and non-credit financial products to large, medium, and small homebuilders and subdivision developers located in Butte County. Because they focus on home building and understand the unique complexities of that industry, they can provide tailored financial services that address a customer's specific needs.

Property types financed:

  • Single-family detached housing
  • Attached housing and condominiums
  • Single-family subdivisions